World Card Making Day 2024 is on Friday, October 4, 2024: if i make a world of warcraft account will i have to buy a 60 day card?

Friday, October 4, 2024 is World Card Making Day 2024. The Craft's Meow Store Blog: Celebrating World Card Making Day ... Happy World Card Making Day,

People give one another cards to celebrate birthday celebrations, wedding ceremonies, accomplishments and much more, in addition to commiserate or support. But exactly how much does your sentiment mean, if it is simply purchased from a retail chain with little thought? Take a while this Making Cards Day and make something sincere on your own, and show the recipient that you’ve really considered them.

I think once you create and upgrade your World of Warcraft account using the origional World of Warcraft you get a free 30 days game time.

has the world gone mad.school head bans kids making mother day card?

Thats disgusting,children who have no mam can make there dad or guardian a card.

What kind of credit card should I get as a first timer?

The world of credit has gotten very scary in the past decade, so please be smart - protect yourself by being a smart credit consumer.

Let me put the most important information first:

If you’re sure that you need or want a credit card and can handle it responsibly, get it from your bank or credit union. They’re less likely to screw you, or at least not as badly.

Make sure that your credit limit is within your ability to pay off in a single month. It’s a good idea not to let it be any higher than 1/3 of your monthly income, at most.

It’s a really bad idea to get into the habit of transferring your balance to a different card, even if they promise a 0% introductory interest rate. You’ll be amazed at how quickly that introduction will end (even if they promise it will last for a year).

The law allows credit card companies to raise your interest rate to a punishment rate (which could be 29% or even higher) even if you’ve paid your credit card bills on time. If you’re a day late paying a utility bill, for example - even if you don’t use your credit card to do it - they can raise your rate to the punishment rate. And they probably won’t make that change obvious on your bill.

Many credit card companies will do whatever they can to get you to pay late. For example, they’ll change your due date without telling you. Or the due date will actually officially be at 7 AM in the morning of the specified date, before mail delivery - which makes your due date effectively one day earlier.

A cash advance via your credit card is covered by different rules from your normal use of the card. The interest rate will probably be considerably higher. And if you don’t pay off the full balance, the credit card company can and will chose to apply your payment to the lowest-interest debt you have with them.

You should always pay off your balance in full, every month. If you can’t, you may have a serious problem. You’d be amazed at how quickly you can end up losing everything, if you fail to keep control of your credit card.

If you’re only paying the minimum every month, it will takes years - perhaps decades - to pay off a debt of any size. And you will end up paying two to three times the amount that you borrowed, if not more.

There are all sorts of new fees being implemented. For example, many major credit card issuers now have a penalty fee for NOT carrying a balance.

Always read all the fine print on credit card offers, and make sure you understand it. Virtually every credit card company now routinely includes language in their contracts which allows them to raise your interest rate to ANY amount, for ANY reason whatsoever, without warning. Congress almost totally deregulated the industry, and as a result we are seeing the early stages of the meltdown of our credit system.

Here are some links well worth reading:

THE CREDIT CARD TRAP: How to Spot It, How to Avoid It

Escape the Credit Card Trap

My experience: My wife transferred a large credit-card debt to a new card that promised low rates. Within three months our rate was over 29%, and the monthly payments we were able to make were less than the accrued interest and penalties; in other words, our debt went up every month no matter what we did. We faced bankruptcy and the loss of our home.

Fortunately a lucky break allowed us to pay off and kill our credit card (a Discover card, and it wasn’t easy; they fought like hell to keep that card active).

But far too many Americans are deeper in debt than we ever were, and they will lose everything as a result. Congress’s contemptible gutting of bankruptcy protection for all but the wealthiest citizens and corporations only makes things worse - and intentionally so, since it was lobbying from the credit-card industry that was a major factor in getting that bill through Congress.

There are credit advising organizations to help people who are in trouble with their card. But while in the past credit card companies would work with credit advisers to help those in financial trouble pay off their debts, these days if you see one of those credit advisers or organizations that is is often used as an excuse to raise interest rates on your credit card debt to the maximum penalty rate.

Credit can be useful...but it’s also, potentially, a tap into your financial jugular vein. Treat it with the greatest caution you possibly can, because it can ruin you before you know it.

Good luck!